Points, optimized · part 4

Is this card worth its fee?

Only count credits at what they're actually worth to you. Then see the truth.

Net position
$0

Credits — tick what you use

$ = worth to you
Value you capture
$0
Annual fee
$0
⚠️ A "coupon-book" reality check. Card fees and credit line-ups change often and vary by card — these are illustrative examples, so confirm your card's real terms. A credit is only worth what it's worth to you: if you'd never buy the thing, uncheck it. Data stays in your browser.