Drag in your monthly spending. See what using one card really costs you.
You're leaving behind
$0
every year — just by not using the best card per category
Your monthly spending
Assumptions
Your everyday card earnswhat you put everything on today
A point is worthcents per point (be realistic)
¢
Optimized / yr
$0
One card / yr
$0
⚠️ A simplified estimate. It ignores category spending caps, annual fees, and sign-up bonuses — real results vary. Best-in-category rates are illustrative examples, not guaranteed. Use it to see the shape of what you're missing, then check specifics before applying for anything.